Private credit has become an increasingly important source of capital for businesses, investors, developers, and sponsors seeking flexible financing outside traditional lending channels. Peck Baxter represents private lenders, family offices, investors, borrowers, and sponsors in structuring, negotiating, and documenting private credit transactions across a range of industries and asset classes.

Our attorneys advise on senior and subordinated debt, bridge and acquisition financing, real estate-secured lending, mezzanine financing, asset-based facilities, construction and development loans, revolving and term credit facilities, and other privately negotiated lending arrangements. We assist with loan and security agreements, guarantees, collateral and lien matters, intercreditor and subordination arrangements, covenants, equity participation features, amendments, workouts, and restructurings.

Peck Baxter approaches private lending with an understanding that each transaction requires careful coordination of economics, collateral, control, risk, and enforcement rights. Drawing on experience in corporate finance, real estate, secured transactions, and commercial litigation, we help clients develop practical credit structures that protect capital while providing the flexibility necessary to accomplish the underlying business objectives.